msme-loans

Current Accounts

Whether you're a startup entrepreneur, or a growing MSME, our current accounts cater to all your business banking requirements.

Features

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Favourable Average Monthly Balance

Low AMB requirement of Rs 10,000/Rs 5,000 (subject to location).

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Unlimited Electronic Transfers

Free RTGS and NEFT transfers conducted through Online mode.

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Fungible Cash deposition limits

Enjoy high, combined Free cash deposition limits at Home & Non Home locations.

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Multi-city cheque books

25 leafs free per month.

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Dedicated Relationship Manager

Skilled guidance & service provided by our dedicated team.

Eligible

1) Resident Individual.

2) Sole Proprietorship Firms.

3) Hindu Undivided Family.

4) Partnership Firms.

5) Limited Liability Partnerships.

6) Private and Public Limited Companies.

7) One Person Companies.

8) Association of Persons.

9) Co-operative societies / Associations / Trusts / Clubs.

10) Government undertaking/establishment.

11) All other entities eligible to open Current Account.

Fees & charges

Free look period. No service / transaction charges will be levied until 31st March 2023.

FAQS

1. What is the Average Monthly Balance requirement for Classic Current Account?

10,000 for Metro / Urban locations. Rs 5,000 for Semi urban /Rural locations.

2. Who can open Classic Current Account?

Resident Individual, Sole Proprietorship firms, Hindu Undivided family, Partnership firms, Private & Public Limited companies, Limited Liability Partnership, One Person companies, any other entity eligible to open Current account.

3. Is Mobile Banking & Internet Banking access extended against our Current Account?

Mobile Banking is extended to Resident Individuals & Sole Proprietorships. All other entity types are provided Corporate Internet Banking access.

4. Is Debit card facility provided on our Current Account?

Resident Individuals & Sole Proprietorships are eligible for Debit card. In case of other entity types, same is extended subject to account Mode of operation being 'Singly' or 'Severally'.

5. How many free cheque leaves are offered per month?

One chequebook containing 25 cheque leaves is offered free of cost every month.

6. Are Electronic transfers (RTGS/NEFT/IMPS) charges?

NEFT / RTGS  /IMPS payments through online mode are offered FREE to Classic Current Account customers. Electronic transfers done through Unity Bank branch is chargeable.