Unity Small Finance Bank Digital Lending

Product Details for Digital Personal Loans

No.	Parameter	Particulars
1	Name of the Lender	Unity Small Finance Bank
2	Product	Unsecured Personal Loans Amortising Term Loans (TL)
3	Loan Amount	Minimum – 1,00,000 Maximum – 10,00,000
4	Tenure	Upto 36 months
5	Repayment Frequency	Equal Daily/Weekly/Monthly/Bullet instalments
6	Interest Rate	12% - 38% per annum

Product Details For Digital Business Loan

No.	Parameter	Particulars
1	Name of the Lender	Unity Small Finance Bank
2	Product	Unsecured Business Loans Term Loans (TL): Amortizing loan with either equated daily / weekly / monthly installments
3	Loan Amount	Term Loan – Minimum 25000 and Maximum of 30 lakhs
4	Max Tenure	Up to 36 months
5	Repayment Frequency	Equated Daily/Equated Weekly /Equated Monthly Installment
6	Interest Rate	15.75% - 44.90% per annum

Partnerships

Roles and Responsibility of our Loan Service Partners

Following are the list of activities performed by our Loan Service Partner:

Identification of Borrowers;
Assistance with collection and preliminary processing of loan applications including verification of primary information/data;
Submission of applications to the Bank through mutually agreed process; and
Credit Facility origination

Our Loan Service Partners

OkCredit

Information about the loan product	Business Term loan
Name of Digital Lending Application (DLA)	OkCredit
Name of Lending Service Provider (LSP)	Psi Phi Global Solutions Pvt Ltd
Privacy policy of the partner	https://okcredit.com/digital-lending-privacy-policy
Website URL	https://okcredit.com/
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Jayanth Bhatt,
Designation	Associate Director, User Support And Operations
Email Id	help@okcredit.in
Address	Incubex HQ, 339, 14th B Cross Road, Sector 7, Sector 6, HSR Layout, Bengaluru, Karnataka, 560102.

Payme

Information about the loan product	Personal loan
Name of Digital Lending Application (DLA)	PayMe
Name of Lending Service Provider (LSP)	Payme India Financial Services Private Limited
Privacy policy of the partner	https://www.paymeindia.in/privacy-policy/
Website URL	https://www.paymeindia.in/
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Mr. Azhar Khan,
Designation	Nodal Grievance Redressal Officer
Email Id	grievance@paymeindia.in
Address	Plot No. D-5, Sector 59, New Okhla Industrial Development Area, District Gautam Budh Nagar, Uttar Pradesh-201301

Lending Kart

Information about the loan product	Business Term loan
Name of Digital Lending Application (DLA)	Lending kart
Name of Lending Service Provider (LSP)	Lendingkart finance limited
Privacy policy of the partner	Privacy Policy
Website URL	https://www.lendingkart.com/about-us/
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Ms. Ajitha K
Designation	Senior Director – Customer Service
Email Id	grievance.redressal@lendingkart.com
Address	Corporate Office Address: 4th Floor, 401, Iconic Shyamal, Nr. Shymal Cross road, Satellite, Ahmedabad, Gujarat, 380015

Khatabook

Information about the loan product	Business Term loan
Name of Digital Lending Application (DLA)	Khatabook
Name of Lending Service Provider (LSP)	ADJ Utility Apps Private Limited
Privacy policy of the partner	https://khatabook.com/privacy
Website URL	https://khatabook.com
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Yogesh Pawde
Designation	Grievance Nodal Officer
Email Id	grievanceofficer.manager@khatabook.com
Address	1203, 22nd Cross Rd, Sector 3, HSR Layout, Bengaluru, Karnataka 560102.

Fintree

Information about the loan product	Business Term loan
Name of Digital Lending Application (DLA)	Fintree Finance
Name of Lending Service Provider (LSP)	Fintree Finance Pvt. Ltd.
Privacy policy of the partner	https://fintreefinance.com/
Website URL	https://fintreefinance.com/
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Sweta Parekh
Designation	Nodal Officer and Grievance Redressal Officer
Email Id	wecare@fintreefinance.com
Address	Fintree Finance Pvt. Ltd.Engineering Centre, 4th Floor, 9 Matthew Road, Opera House, Charni Road(East) Mumbai - 400004.

Mobikwik

Information about the loan product	Personal loan
Name of Digital Lending Application (DLA)	Mobikwik
Name of Lending Service Provider (LSP)	One Mobikwik Systems Limited
Privacy policy of the partner	https://www.mobikwik.com/privacypolicy/
Website URL	https://www.mobikwik.com/
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Mr. Prashant Gandhi,
Designation	Nodal Officer
Email Id	nodal@mobikwik.com
Address	MobiKwik Systems Limited Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India

BharatPe

Information about the loan product	Personal loan
Name of Digital Lending Application (DLA)	BharatPe
Name of Lending Service Provider (LSP)	Resilient Digi Services Private Limited
Privacy policy of the partner	https://bharatpemoney.com/documents/BharatPe-_-Privacy-Policy-_-Lending-_-For-RTPL-30.11.2023.docx.pdf
Website URL	https://bharatpemoney.com
Details of Nodal Officer and Grievance Redressal Official of LSP
Name	Mr. Ankit Parnami,
Designation	Nodal Officer
Email Id	nodalofficer@bharatpemoney.com
Address	7th and 12th Floor, Building No. 8, Block C, Cyber City, Phase 2, Gurugram - 122008, Haryana

Our Liability Service Partners

Wint Wealth

Information about the Liability Product	Savings Account & Term Deposit
Name of Digital Application	Wint Wealth
Name of Service Provider	Fourdegreewater capital private limited
Privacy policy of the partner	https://www.wintwealth.com/investor-awareness/
Website URL	https://www.wintwealth.com/fixed-deposit/listing/unity-sf-bank/
Details of Nodal Officer and Grievance Redressal Official of Digital Partner
Name	Mr. Abhik Patel
Designation	Director
Email Id	abhik@wintwealth.com
Address	175/176, 2nd floor Bannerghatta Main Road, next to Rainbow Hospital, Bilekahalli, Bengaluru, Karnataka - 560076

Other Important information:

Click here to reach out to us or call us on our toll free number 18002091122. Our customer service executives are always ready to help.
Click here to share your valuable feedback or raise any complaints and our customer support executive will get in touch with you shortly.
Click here to know more about Unity Small Finance Bank’s Privacy, Log & Record Retention policy.
Click here to access RBI Sachet Portal.
For Grievance Redressal Mechanism,
1. Click here to reach out to us or call us on our toll free number 18002091122.
2. Click here to know further about Grievance Redressal Mechanism

Annual Percentage Rate (APR) Calculator

The Annual Percentage Rate (APR) is a method to compute annualized credit cost, which includes the interest rate, processing charge, and other charges.

To calculate the Annual Percentage Rate (APR), please click here to download the calculator.