Unity Small Finance Bank Digital Lending
Product Details for Digital Personal Loans
No. | Parameter | Particulars |
---|---|---|
1 | Name of the Lender | Unity Small Finance Bank |
2 | Product | Unsecured Personal Loans Amortising Term Loans (TL) |
3 | Loan Amount | Minimum – 1,00,000 Maximum – 10,00,000 |
4 | Tenure | Upto 36 months |
5 | Repayment Frequency | Equal Daily/Weekly/Monthly/Bullet instalments |
6 | Interest Rate | 12% - 38% per annum |
Product Details For Digital Business Loan
No. | Parameter | Particulars |
---|---|---|
1 | Name of the Lender | Unity Small Finance Bank |
2 | Product | Unsecured Business Loans Term Loans (TL): Amortizing loan with either equated daily / weekly / monthly installments |
3 | Loan Amount | Term Loan – Minimum 25000 and Maximum of 30 lakhs |
4 | Max Tenure | Up to 36 months |
5 | Repayment Frequency | Equated Daily/Equated Weekly /Equated Monthly Installment |
6 | Interest Rate | 15.75% - 44.90% per annum |
Partnerships
Roles and Responsibility of our Loan Service Partners
Following are the list of activities performed by our Loan Service Partner:
- Identification of Borrowers;
- Assistance with collection and preliminary processing of loan applications including verification of primary information/data;
- Submission of applications to the Bank through mutually agreed process; and
- Credit Facility origination
Our Loan Service Partners
OkCredit
Information about the loan product |
Business Term loan |
Name of Digital Lending Application (DLA) |
OkCredit |
Name of Lending Service Provider (LSP) |
Psi Phi Global Solutions Pvt Ltd |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Jayanth Bhatt, |
Designation |
Associate Director, User Support And Operations |
Email Id |
|
Address |
Incubex HQ, 339, 14th B Cross Road, Sector 7, Sector 6, HSR Layout, Bengaluru, Karnataka, 560102. |
Payme
Information about the loan product |
Personal loan |
Name of Digital Lending Application (DLA) |
PayMe |
Name of Lending Service Provider (LSP) |
Payme India Financial Services Private Limited |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Mr. Azhar Khan, |
Designation |
Nodal Grievance Redressal Officer |
Email Id |
|
Address |
Plot No. D-5, Sector 59, New Okhla Industrial Development Area, District Gautam Budh Nagar, Uttar Pradesh-201301 |
Lending Kart
Information about the loan product |
Business Term loan |
Name of Digital Lending Application (DLA) |
Lending kart |
Name of Lending Service Provider (LSP) |
Lendingkart finance limited |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Ms. Ajitha K |
Designation |
Senior Director – Customer Service |
Email Id |
|
Address |
Corporate Office
Address: |
Khatabook
Information about the loan product |
Business Term loan |
Name of Digital Lending Application (DLA) |
Khatabook |
Name of Lending Service Provider (LSP) |
ADJ Utility Apps Private Limited |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Yogesh Pawde |
Designation |
Grievance Nodal Officer |
Email Id |
|
Address |
1203, 22nd Cross Rd, Sector 3, HSR Layout, Bengaluru, Karnataka 560102. |
Fintree
Information about the loan product |
Business Term loan |
Name of Digital Lending Application (DLA) |
Fintree Finance |
Name of Lending Service Provider (LSP) |
Fintree Finance Pvt. Ltd. |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Sweta Parekh |
Designation |
Nodal Officer and Grievance Redressal Officer |
Email Id |
|
Address |
Fintree Finance Pvt. Ltd.Engineering Centre, 4th Floor, 9 Matthew Road, Opera House, Charni Road(East) Mumbai - 400004. |
Mobikwik
Information about the loan product |
Personal loan |
Name of Digital Lending Application (DLA) |
Mobikwik |
Name of Lending Service Provider (LSP) |
One Mobikwik Systems Limited |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Mr. Prashant Gandhi, |
Designation |
Nodal Officer |
Email Id |
|
Address |
MobiKwik Systems Limited Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003, India |
BharatPe
Information about the loan product |
Personal loan |
Name of Digital Lending Application (DLA) |
BharatPe |
Name of Lending Service Provider (LSP) |
Resilient Digi Services Private Limited |
Privacy policy of the partner |
|
Website URL |
|
Details of Nodal Officer and Grievance Redressal Official of LSP |
|
Name |
Mr. Ankit Parnami, |
Designation |
Nodal Officer |
Email Id |
|
Address |
7th and 12th Floor, Building No. 8, Block C, Cyber City, Phase 2, Gurugram - 122008, Haryana |
Our Liability Service Partners
Wint Wealth
Information about the Liability Product |
Savings Account & Term Deposit |
Name of Digital Application |
Wint Wealth |
Name of Service Provider |
Fourdegreewater capital private limited |
Privacy policy of the partner |
|
Website URL |
https://www.wintwealth.com/fixed-deposit/listing/unity-sf-bank/ |
Details of Nodal Officer and Grievance Redressal Official of Digital Partner |
|
Name |
Mr. Abhik Patel |
Designation |
Director |
Email Id |
|
Address |
175/176, 2nd floor Bannerghatta Main Road, next to Rainbow Hospital, Bilekahalli, Bengaluru, Karnataka - 560076 |
Other Important information:
- Click here to reach out to us or call us on our toll free number 18002091122. Our customer service executives are always ready to help.
- Click here to share your valuable feedback or raise any complaints and our customer support executive will get in touch with you shortly.
- Click here to know more about Unity Small Finance Bank’s Privacy, Log & Record Retention policy.
- Click here to access RBI Sachet Portal.
- For Grievance Redressal Mechanism,
- Click here to reach out to us or call us on our toll free number 18002091122.
- Click here to know further about Grievance Redressal Mechanism
Annual Percentage Rate (APR) Calculator
The Annual Percentage Rate (APR) is a method to compute annualized credit cost, which includes the interest rate, processing charge, and other charges.
To calculate the Annual Percentage Rate (APR), please click here to download the calculator.