DEBIT CARD

RuPay Debit Cards by Unity Small Finance Bank

Explore secure, convenient, and rewarding banking with Unity’s range of debit cards.

With **zero issuance fees, robust security features, and customizable spending controls, our debit cards make your money management simpler and more powerful, our curated suite of RuPay-powered debit cards are designed for different customer needs

** Free look up period facility

Offers and Rewards

Explore curated discounts and cashback deals via the Rupay Offers Portal. All RuPay debit cards are eligible for ongoing partner offers on:

T&C apply as per NPCI partner merchants

Online shopping

Dining and food delivery

Domestic travel

Health and wellness services

Key Features & Benefits

Customizable Limits

Adjust daily limits for ATM withdrawals, online transactions, and POS usage via the Unity Bank mobile app.

RuPay Benefits

Access exclusive offers and discounts on dining, travel, wellness, and shopping through RuPay’s partner ecosystem.

Five-Year Validity

Debit cards come with a long validity period.

Wide Acceptance

Use your card across ATMs, retail stores, and online merchants throughout India.

Secure Transactions

All Unity Bank debit cards feature EMV chip technology and OTP-based authentication for online payments.

24/7 Customer Support

Dedicated helpline at 1800-209-1122 for all card-related assistance.

Choose your card

Explore debit cards that match your lifestyle and spending habits. 

RuPay Power Debit Card : Empower Your Lifestyle

Tailored for high-net-worth individuals, NRIs, and those who value lifestyle privileges.

• Daily ATM withdrawal limit - ₹ 1,50,000

• High purchase & online transaction limits - ₹1.5 lakh per day

• *Lounge access at select airports

• *Privileges to exclusive Spa, Gyms, Golf, OTT subscription, Health checkups

• *Personal accident insurance coverage up to ₹10 lakh

RuPay Freedom Debit Card : Freedom in Every Transaction

Ideal for high spenders and users who prefer flexibility with added benefits.

• Daily ATM withdrawal limit - ₹75,000

• High purchase & online transaction limits - ₹1,00,000

• *Lounge access at select airports

• *Personal accident insurance coverage up to ₹2 lakh

• *Cashback offers on utility bill payments

RuPay Easy Debit Card : Simplify Your Spending

Designed for individuals seeking quick, easy, and hassle-free banking.

• Daily ATM withdrawal limit - ₹50,000

• Daily purchase and online transaction limit - ₹1,00,000

• Easy Tap & Pay

• All-day Access, Always Secure

• *Exclusive merchant offers and discounts

*These offers are subject to change and may vary from time to time as per NPCI guidelines. T&C apply

Eligibility Criteria

• Must be an existing Unity Bank savings account holder

• Minimum age requirement: 18 years

• Specific card eligibility may vary by account type (e.g., NRE/NRO, senior citizen, women-centric accounts)

How to Apply

Applying for a Unity Debit Card is simple

 Branch Visit

Fill and submit the application form at your nearest Unity Bank branch

 Mobile App

Log in and apply directly via the debit card section

 WhatsApp Banking

Use our secure chat-based services to place your request on +91 7669300225

• Online

Download the form from the official website, and submit it at your nearest Unity Bank Branch. 

Card Activation – Green PIN Setup

Via Mobile App

Via ATM

  • Log in to the Unity Bank Mobile Banking App


  • Go to "Debit Card" > "Set PIN"


  • Enter card details, verify OTP, and set your PIN

Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.

Managing Your Card

 Modify Limits: Adjust your spending limits anytime within the prescribed limits

 Enable/Disable E-Commerce & Contactless: Use the mobile app or submit a form at the branch

 Lost Your Card?: Instantly FREEZE (permanent block) or BLOCK (temporary block) it through the app, or call 1800-209-1122, or drop a mail at care@unitybank.co.in or visit a branch

 Request Replacement: Place a request via app or physical form submission

Related Documents

Terms and Conditions

Do's and Don'ts of Debit Card

Lost or Misplaced Card

How to Apply for a Unity Bank Debit Card

You can apply for your RuPay Freedom Debit Card through the following methods:

  • Branch Application

Visit your nearest branch and fill out the Debit Card Application Form.

  • Mobile Banking App

Log into your account and navigate to ‘Cards’ → ‘Apply for New Card’

  • WhatsApp Banking

Apply instantly through Unity Bank’s WhatsApp service at +91-7669300225.

  • Website

Download the application form and submit it offline at the nearest Unity Bank branch.

Activating Your Card : Green PIN Generation

Unity Bank offers two secure ways to set up your Green PIN:

via ATM

via Unity Bank Mobile App

  • Insert your card → Select ‘Green PIN’ → Generate OTP


  • Reinsert card → Enter OTP → Set your new PIN

Note : Never share your PIN with anyone including bank officials.

Manage Your Debit Card Usage

  • Modify Limits

Change your ATM and online transaction limits using the Unity Bank mobile app or through a written request at the nearest Unity Bank branch.

  • Enable E-Commerce and Contactless Payments

Activate these features via the app or by submitting the Debit Card Modification Form.

  • Lost or Stolen Card?

Immediately block or freeze your card through the mobile app, customer care, or nearest branch. Additionally, you can also put in a request for a replacement card.

  • Request Replacement

Apply for a new debit card if your card is lost, damaged, or expired.

Frequently Asked Questions

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all-in-one debit card