Rupay Easy Debit Card - Simplify Your Spending
A debit card designed for simple, secure, and hassle-free transactions. The RuPay Easy Debit Card from Unity Small Finance Bank is the ideal choice for individuals who prefer quick and easy banking without compromising on convenience or security. Whether you’re withdrawing cash, shopping online, or paying bills, this card offers all the essential features with zero hidden costs.
Core Features of
RuPay Freedom Debit Card
*Custom Spending Limits
Manage your daily ATM withdrawal and online transaction limits easily through the Unity Bank mobile app.
Wide Acceptance
Use your card at ATMs, retail stores, and online merchants across India.
EMV Chip Security
Your card comes equipped with chip-based protection and OTP verification for secure transactions.
Cashless Convenience
Reduce the need to carry cash with easy access to funds through your Debit Card.
Zero Issuance and Annual Fees
Enjoy full debit card functionality without any joining or yearly maintenance charges.
* Please note that the limit cannot be increased beyond the limit set for the channel.
Daily Transaction Limits
| Transaction Type | Limit |
|---|---|
| ATM Cash Withdrawal | Up to ₹50,000 per day |
| POS / In-store Purchases | Up to ₹1,00,000 per day |
| Online Transactions | Up to ₹1,00,000 per day |
| Contactless Payments | Up to ₹5,000 per day |
Eligibility Criteria
- Hold an active Easy Account with Unity Small Finance Bank
- Be an Indian resident aged 18 or above
- Maintain the minimum required balance in your account (as applicable)
Exclusive RuPay Offers
Unlock merchant offers, discounts, and cashbacks on shopping, dining, travel, and more:
Valid at top Indian retail brands and e-commerce platforms
Special deals on seasonal promotions
Access available through the official RuPay Offers Portal
T&C apply as per NPCI partner merchants
Check out the available RuPay offers here.
How to Apply
Applying for a RuPay Easy Debit Card is simple
• Branch Visit
Fill and submit the application form at your nearest Unity Bank branch
• Mobile App
Log in and apply directly via the debit card section
• WhatsApp Banking
Use the secure WhatsApp interface to request your card on our official number:
+91 7669300225
• Online
Download the form from the official website, and submit it at your nearest Unity Bank Branch.
Card Activation – Green PIN Setup
1. Log in to the Unity Bank Mobile Banking App
2. Go to "Debit Card" > "Set PIN"
3. Enter card details, verify OTP, and set your PIN
Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.
Managing Your Card
• Modify Limits: Adjust your spending limits anytime within the allowed caps
• Enable/Disable E-Commerce & Contactless: Use the mobile app or submit a form at the branch
• Lost Your Card?: Instantly hotlist it through the app, call 1800-209-1122, or visit a branch
• Request Replacement: Place a request via app or physical form submission
