Rupay Easy Debit Card - Simplify Your Spending

A debit card designed for simple, secure, and hassle-free transactions. 
The RuPay Easy Debit Card from Unity Small Finance Bank is the ideal choice for individuals who prefer quick and easy banking without compromising on convenience or security. Whether you’re withdrawing cash, shopping online, or paying bills, this card offers all the essential features that are advanced, secure, and tailored to meet your everyday financial needs. 

Exclusive RuPay Offers

Unlock merchant offers, discounts, and cashbacks on shopping, dining, travel, and more:
Valid at top Indian retail brands and e-commerce platforms

Special deals on seasonal promotions


T&C apply as per NPCI partner merchants

Check out the available RuPay offers here.

Core Features of
RuPay Easy Debit Card

Cashless Convenience

Reduce the need to carry cash with easy access to funds through your Debit Card.

Wide Acceptance

Use your card at ATMs, retail stores, and online merchants across India.

EMV Chip Security

Your card comes equipped with chip-based protection and OTP verification for secure transactions.

*Custom Spending Limits

Manage your daily ATM withdrawal and online transaction limits easily through the Unity Bank mobile app.

Exclusive Merchant Offers & Discounts

Unlock special deals every time you spend.

Easy Tap & Pay

Make quick, contactless payments with just a tap.

All-day Access,
Always Secure

Enjoy 24/7 access to your money with robust security.

* Please note that the limit cannot be increased beyond the limit set for the channel.

Daily Transaction Limits

Transaction Type Limit
ATM Cash Withdrawal Up to ₹50,000 per day
POS / In-store Purchases Up to ₹1,00,000 per day
Online Transactions Up to ₹1,00,000 per day
Contactless Payments Up to ₹5,000 per day

Eligibility Criteria

• Hold an active Easy Account with Unity Small Finance Bank

• Be an Indian resident aged 18 or above

• Maintain the minimum required balance in your account (as applicable)

How to Apply

Applying for a RuPay Easy Debit Card is simple

 Branch Visit

Fill and submit the application form at your nearest Unity Bank branch

 Mobile App

Log in and apply directly via the debit card section

 WhatsApp Banking

Use our secure chat-based services to place your request on +91 7669300225

 Online

Download the form from the official website, and submit it at your nearest Unity Bank Branch.

Card Activation – Green PIN Setup

Via Mobile App

Via ATM

  • Log in to the Unity Bank Mobile Banking App


  • Go to "Debit Card" > "Set PIN"


  • Enter card details, verify OTP, and set your PIN

Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.

Managing Your Card

 Modify Limits: Adjust your spending limits anytime within the prescribed limits

 Enable/Disable E-Commerce & Contactless: Use the mobile app or submit a form at the branch

 Lost Your Card?: Instantly FREEZE (permanent block) or BLOCK (temporary block) it through the app, or call 1800-209-1122, or drop a mail at care@unitybank.co.in or visit a branch

 Request Replacement: Place a request via app or physical form submission

Frequently Asked Questions