Rupay Freedom Debit Card - Experience Freedom in Every Transaction
A feature-rich debit card that combines high transaction limits, and everyday convenience.The RuPay Freedom Debit Card from Unity Small Finance Bank is designed for customers who want more from their banking – more flexibility, more access, and more value. With generous daily limits, lounge access, and insurance protection, this card makes both routine spending and special experiences seamless.
Core Features of
RuPay Freedom Debit Card
Comprehensive Insurance
Personal accident insurance cover of up to
₹2 lakh provided by NPCI.
Complimentary Lounge Access
Enjoy access to airport lounges across India, powered by NPCI’s RuPay platform.
Merchant Discounts & Cash Back
Special deals on shopping, dining, and utility bill payments via RuPay’s partner network.
Contactless and E-Com Enabled
Use your card with tap-to-pay and online platforms with OTP verification and chip-based security.
24/7 Concierge Services
Round-the-clock assistance for travel bookings, reservations, and more.
Daily Transaction Limits
You can manage or modify limits via the Unity Bank mobile app or by submitting a Debit Card Modification Form.
| Transaction Type | Limit |
|---|---|
| ATM Cash Withdrawal | Up to ₹75,000 per day |
| POS / Retail Purchases | Up to ₹1,00,000 per day |
| Online Transactions | Up to ₹1,00,000 per day |
| Contactless Payments | Up to ₹5,000 per day |
Note : Kindly note that you cannot increase the limit beyond the prescribed limit set for the channel.
Rupay Freedom Debit Card Variants
Unity Bank offers three RuPay Freedom Debit Card variants to cater to different customer segments:
Pearl Debit Card
Women seeking financial independence and travel
Senior Debit Card
Senior citizens seeking convenience and support
Freedom Debit Card
Everyday high-volume users
Who is eligible for a debit card?
Pearl Debit Card
Resident Indian women aged 18–59 years with a Pearl Account
Senior Debit Card
Indian residents aged 60 and above with a Senior Account
Freedom Debit Card
Indian residents above 18 years with a Freedom Account
How to Apply
You can apply for your RuPay Freedom Debit Card through the following methods:
• Branch
Visit your nearest Unity Bank branch and submit the debit card application form
• Mobile Banking App
Apply directly through your account dashboard
• WhatsApp Banking
Use the secure WhatsApp interface to request your card on our official number:
+91 7669300225
• Website
Download the application form and submit it offline at the nearest Unity Bank branch.
Activating Your Card – Green PIN Generation
1. Log in and navigate to the “Debit Card” section
2. Select “Set PIN” and enter expiry date and date of birth
3. Confirm using OTP and set your PIN
Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.
Managing Your Card
• Modify Limits: Set or adjust ATM and online usage caps via the mobile app or at a branch
• Enable/Disable E-Commerce & Contactless: Manage card features with ease
• Lost Your Card?: Hotlist instantly via the app or customer care
• Request Replacement: Use the app or visit the nearest branch
