Rupay Freedom Debit Card - Experience Freedom in Every Transaction
A feature-rich debit card that combines high transaction limits, and everyday convenience.
The RuPay Freedom Debit Card from Unity Small Finance Bank is designed for customers who want more from their banking – more flexibility, more access, and more value. With generous daily limits, lounge access, and insurance protection, this card makes both routine spending and special experiences seamless.
Check out the Platinum Debit Card Online : Avail Exclusive Offers & Benefits offers here.
Core Features of
RuPay Freedom Debit Card
*Comprehensive Insurance
Personal accident insurance cover of up to
₹2 lakh provided by NPCI.
*Complimentary Lounge Access
Enjoy access to airport lounges across India, powered by NPCI’s RuPay platform.
*Merchant Discounts & Cash Back
Special deals on shopping, dining, and utility bill payments via RuPay’s partner network.
Contactless and E-Com Enabled
Use your card with tap-to-pay and online platforms with OTP verification and chip-based security.
24/7 Concierge Services
Round-the-clock assistance for travel bookings, reservations, and more.
*These offers are subject to change and may vary from time to time as per NPCI guidelines. T&C apply
Daily Transaction Limits
You can manage or modify limits via the Unity Bank mobile app or by submitting a Debit Card Modification Form.
| Transaction Type | Limit |
|---|---|
| ATM Cash Withdrawal | Up to ₹75,000 per day |
| POS / Retail Purchases | Up to ₹1,00,000 per day |
| Online Transactions | Up to ₹1,00,000 per day |
| Contactless Payments | Up to ₹5,000 per day |
Note : Kindly note that you cannot increase the limit beyond the prescribed limit set for the channel.
Rupay Freedom Debit Card Variants
Unity Bank offers three RuPay Freedom Debit Card variants to cater to different customer segments:
Pearl Debit Card
Women seeking financial independence and travel
Senior Debit Card
Senior citizens seeking convenience and support
Freedom Debit Card
Everyday high-volume users
Who is eligible for a debit card?
Pearl Debit Card
Resident Indian women aged 18–59 years with a Pearl Account
Senior Debit Card
Indian residents aged 60 and above with a Senior Account
Freedom Debit Card
Indian residents above 18 years with a Freedom Account
How to Apply
You can apply for your RuPay Freedom Debit Card through the following methods:
• Branch
Visit your nearest Unity Bank branch and submit the debit card application form
• Mobile Banking App
Apply directly through your account dashboard
• WhatsApp Banking
Use the secure WhatsApp interface to request your card on our official number:
+91 7669300225
• Website
Download the application form and submit it offline at the nearest Unity Bank branch.
How to Apply
Applying for a RuPay Freedom Debit Card is simple
• Branch Visit
Fill and submit the application form at your nearest Unity Bank branch
• Mobile App
Log in and apply directly via the debit card section
• WhatsApp Banking
Use our secure chat-based services to place your request on +91 7669300225
• Online
Download the form from the official website, and submit it at your nearest Unity Bank Branch.
Card Activation – Green PIN Setup
Via ATM
- Log in to the Unity Bank Mobile Banking App
- Go to "Debit Card" > "Set PIN"
- Enter card details, verify OTP, and set your PIN
Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.
Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.
Managing Your Card
• Modify Limits: Adjust your spending limits anytime within the prescribed limits
• Enable/Disable E-Commerce & Contactless: Use the mobile app or submit a form at the branch
• Lost Your Card?: Instantly FREEZE (permanent block) or BLOCK (temporary block) it through the app, or call 1800-209-1122, or drop a mail at care@unitybank.co.in or visit a branch
• Request Replacement: Place a request via app or physical form submission
