RuPay Power Debit Card – Banking that Matches Your Lifestyle
Designed for high-net-worth individuals and NRIs seeking premium benefits, security, and convenience.
The RuPay Power Debit Card from Unity Small Finance Bank offers a seamless blend of banking functionality and lifestyle experiences. Whether you’re accessing premium lounges, making high-value purchases, or seeking concierge services, this card is built to support your elevated financial lifestyle — all while offering the security and control you expect from a modern debit card.
Benefits Platform: RuPay Select
Enjoy elite-level benefits through RuPay Select Debit
Card framework:
• Free domestic airport lounge visits
• Wellness programs including spa and gym access
• Offers on fine dining, lifestyle, and personal care
• Complimentary OTT subscriptions and concierge privileges
T&C apply as per NPCI partner merchants
Check out the RuPay Select Debit Card Online : Get Exclusive Offers & Benefits here.
Highlights of the
RuPay Power Debit Card
*Personal Accident Insurance
Enjoy coverage of up to ₹10 lakh,
including permanent disability benefits.
*Complimentary Lounge Access
Enjoy domestic airport lounge access, powered by NPCI’s premium RuPay Select platform.
*Merchant Discounts & Cash Back
Enjoy special discounts from top merchants and
earn cash back on utility bill payments.
High Daily Transaction Limits
Get higher ceilings for ATM withdrawals, purchases, and online spends.
*Lifestyle Benefits
Access wellness services, spa programs, golf privileges, OTT subscriptions, and health check-ups – curated to match your lifestyle.
Secure & Contactless Transactions
EMV chip-enabled and OTP-authenticated transactions, with contactless support up to ₹5,000.
24/7 Customer Support
Dedicated helpline at 1800-209-1122 for all card-related assistance.
*These offers are subject to change and may vary from time to time as per NPCI guidelines. T&C apply
Transaction Limits
| Transaction Type | Limit |
|---|---|
| ATM Cash Withdrawal | Up to ₹1,00,000 per day |
| POS / Retail Purchases | Up to ₹1,50,000 per day |
| Online Transactions | Up to ₹1,50,000 per day |
| Contactless Payments | Up to ₹5,000 per day |
Rupay Power Debit Card Variants
NRO Debit Card
• Domestic transactions only
• Income-earning NRIs who manage Indian expenses or invest domestically.
NRE Debit Card
• Currently for domestic use only., International usage to be rolled out in the future.
• NRIs who manage global and local finances
Who is eligible for a debit card?
NRO Debit Card
NRO account holders
NRE Debit Card
NRE account holders
How to Apply for the RuPay Power Debit Card
You can apply for your RuPay Freedom Debit Card through the following methods:
• Branch
Visit your nearest Unity Bank branch and submit the debit card application form
• Mobile Banking App
Apply directly through your account dashboard
• WhatsApp Banking
Submit your request via Unity Bank’s secure chat service at +91 7669300225
• Website
Download the application form and submit it offline at the nearest Unity Bank branch.
How to Apply
Applying for a RuPay Power Debit Card is simple
• Branch Visit
Fill and submit the application form at your nearest Unity Bank branch
• Mobile App
Log in and apply directly via the debit card section
• WhatsApp Banking
Use our secure chat-based services to place your request on +91 7669300225
• Online
Download the form from the official website, and submit it at your nearest Unity Bank Branch.
Card Activation – Green PIN Setup
Via ATM
- Log in to the Unity Bank Mobile Banking App
- Go to "Debit Card" > "Set PIN"
- Enter card details, verify OTP, and set your PIN
Note : As per RBI guidelines, never share your debit card number, PIN, OTP, or CVV with anyone — even if they claim to be from the bank.
Managing Your Card
• Modify Limits: Adjust your spending limits anytime within the prescribed limits
• Enable/Disable E-Commerce & Contactless: Use the mobile app or submit a form at the branch
• Lost Your Card?: Instantly FREEZE (permanent block) or BLOCK (temporary block) it through the app, or call 1800-209-1122, or drop a mail at care@unitybank.co.in or visit a branch
• Request Replacement: Place a request via app or physical form submission
Card Activation & Green PIN Setup
Via Unity Bank ATM
- Go to “Debit Card” → “Set PIN”
- Enter expiry date and date of birth
- Authenticate with OTP
- Set and confirm your new PIN
Note : Do not share your PIN with anyone, including bank officials.
Managing Your Card
• Change Card Limits: Use mobile app or submit a Debit Card Modification Form
• Enable/Disable E-Commerce & Contactless: Manage usage channels anytime
• Lost Your Card?: Hotlist immediately via app, call center, or branch
• Request Replacement: Apply for a new card easily via digital or physical methods
