Safe, steady growth with maximum potential.

Choose low-risk, high-reward fixed deposits for a stronger financial future. Unity offers competitive attractive rates and many perks.

Everything you need to save for the future

Attractive Interest Rates

Earn higher returns and grow your money faster with competitive interest rates. For senior citizens, we offer an additional 0.5% p.a.

Secure and reliable

Low-risk investment instrument for those who prefer safe, guaranteed returns.

Low minimum requirement

You can start with a low minimum investment of just ₹ 1000.

Flexible tenures

Investment period can range from 7 days to 10 years.

Flexible interest payout

Choose to withdraw your interest monthly, quarterly or on maturity– the choice is yours.

Overdraft facility

Avail the overdraft facility against your FD when you urgently need cash.

Estimate your financial future with our FD Calculator 

Disclaimer - The calculator is only for retail investors

FD Calculator

Type of Deposit

Deposit amount

₹
₹ 10,000
₹ 2 Crores

Tenure

Start Date

Are you a Senior Citizen?

* The interest rates shown are only for an estimation, to see actual interest rates
₹ 10,000

Amount on maturity

@

8.5%

Interest rate

Invested amount

₹ 10,000

Total earnings

₹ 0

Maturity Date

December 26th, 2024

Who can open a Fixed Deposit?

Hear from our customers

Exceptional Banking Service

I was stoked with the amazing banking services that Unity delivered to me from opening a savings account till FDRs delivery

Komal Shah

Being an old customer with Unity Bank, I made a fixed deposit the process was smooth as usual and got all the necessary assistance from the Unity team and staff. I am very happy with this banking experience.

Mahesh Deshmukh

Our partners

We have partnered with multiple Fintech companies and NBFCs across India, under a risk-sharing aggregator model.

Frequently Asked Questions

Explore related banking solutions

Savings Account

One account for your financial journey.

Recurring Deposit

Invest in your future with small, systematic deposits.

Lockers

Keep your valuable goods and documents safe.

Choose safe, calculated investment for a brighter future.