How to Check Your Bank Balance: Easy Methods to Stay Updated

Here are some of the methods that you can use to check your bank balance seamlessly without any hassles.

Net Banking

Net banking helps you conveniently check your bank balance anytime and anywhere. You have to login to your bank’s official website with your user ID and password before clicking on the Balance Enquiry or Account Summary tab. This will show you the account balance and you can also view the transaction history conveniently.

UPI Apps

If you have linked your bank account to any UPI app, then you can quickly check your bank balance by going to the Bank Accounts section and then choosing Check Balance. Enter your UPI pin to view the balance instantly.

Mobile Banking

You can use your mobile banking app to check your bank balance easily as well. Login with your credentials and then tap on the Account Summary or Balance Enquiry section to view the amount.

Missed Call Facilities

You can quickly check your bank account balance without requiring an internet connection if your bank provides this facility. You have to call the official number of the bank for checking the account balance. Once the call disconnects automatically, you will get the SMS containing the necessary details.

SMS Banking

Many banks allow you to check the balance through SMS services and that too free of cost. All you need to do is send an SMS in the format given by the bank to the official number. You will get the reply via SMS with your current account balance.

Passbook

If you prefer a more conventional method of checking your bank balance, visit your nearest branch or an ATM with passbook-update services. Get your passbook updated by handing it to the bank teller or by inserting it into the ATM slot. Once updated, you will be able to view your transactions and account balance easily.

Account Number

Suppose you have your account number with you but do not have internet access. In such a scenario, you can directly call the customer service number of your bank and provide the account number before answering a few security questions to verify your identity. The representative will provide the current balance after the verification process is done.

Branch or ATM Visits

This is a more traditional way of obtaining your bank account balance. You can visit your nearest ATM and insert your debit card into the same. Enter the PIN and then choose the Balance Enquiry option for viewing the balance on the screen. You can also print a receipt of the same if you wish.

At the bank branch, you can go straight to the teller counter and give the representative your passbook or account number along with your identity proof (if necessary). The teller will inform you about the present bank account balance instantly.