How to Retrieve Your Bank Account Number: Easy Methods and Tips
5 min read | about 2 months ago
It can be a pain to retrieve your bank account number quickly, especially if you’re in the middle of an important transaction and have not noted down the same for reference. Or is it? Here are some simple ways to get the account number without any hassles. .
Finding Your Bank Account Number Seamlessly- Top Methods
Here are some useful ways to swiftly retrieve your bank account number.
Your Bank Welcome Kit
Most banks provide welcome kits to their customers after they open new accounts. These are usually delivered to the registered addresses of customers, containing a letter that has the bank account number, branch code, internet banking ID, and other details. The kit also contains your debit card and PIN. You can check this to know your account number instantly.
Cheque Books
If you have your cheque book handy, open it immediately and find your bank account number shown in a demarcated box with your IFSC code, cheque number, and branch address.
Mobile Banking Applications
You can also login to your mobile banking application with your credentials before viewing the account number on the homepage. You can also click on Account Summary to view the last few transactions and your account details.
Internet Banking Portal
Login to your net banking portal with your user ID and password and easily view your account number on the homepage. Alternatively, you can click on Account Summary to view the account number as well.
Bank Account Statements
If you do not have net banking or mobile banking options, check your bank account statement offline for information on your bank account. If you have email statements sent to you by your bank, you can check them to instantly find the account number. Alternatively, visit your nearest ATM and use the option to check account balance with a mini statement. You will find the number on the receipts of ATM transactions as well.
Passbook
You can immediately access your passbook and view your bank account number on the first page, along with other vital information like your personal details, bank branch, address, IFSC code, and customer ID.
Branch Visit
This is the way forward when all else fails. Go to your local branch and talk to the customer representative. Make sure you carry documents for verifying your identity. The representative will give you the bank account number after the verification process is done.
Now that you have an idea of how to access your bank account details conveniently, note that keeping them secure is also important. Here are some helpful tips in this regard.
Keeping Your Bank Account Safe
Your bank account number represents crucial personal and vital information and is vulnerable to bank fraud and data theft alike. Hence, safeguarding the same is highly necessary at all times. Banks have taken several measures including two-factor authentication (2FA), multi-step verification, and so on. Whenever any changes are updated for your account, you have to verify the same via an OTP and provide your profile password. The latter is an added security layer that is used only when you change bank account details like your address or add a new beneficiary for fund transfers.
To keep your bank account number safe, make sure that you log out of all your net and mobile banking sessions without fail. Also make sure that you do not share your passwords and PINs with anyone at all times. While checking your account statements, if you come across any unauthorized transactions, report them immediately to your bank and follow the necessary process for corrective action. Remember that the bank will never call you to ask about your personal details. So avoid giving your passwords and other account information to people claiming to be bank representatives on any such calls. Also avoid clicking on links that may come from fraudulent sources.
Conclusion
As you can see, accessing your bank account number is not difficult. You can check the methods listed above and use the ones that you find more convenient. If you’re looking to open your bank account at a reputed financial institution, consider Unity Small Finance Bank for its customer-centric banking solutions and wide range of accounts tailored for various needs.
About Unity Small Finance Bank
Unity Small Finance Bank is committed to making banking simpler and more accessible for everyone. Our services include Savings Account, NRI account, Current Account, Fixed Deposits, and Personal Loans offering flexible tenures and attractive interest rates. We also offer financing options like MSME Loans and Microfinance to support businesses and underserved communities. Learn more about Unity Small Finance Bank here.
