How to Link Aadhaar with Bank Account: Online & Offline Step-by-Step Guide
5 min read | about 2 months ago
Step-by-Step Guide to Linking Aadhaar with Your Bank Account Online & Offline
You should know that it is essential to link your Aadhar with your bank account. This helps you get Government benefits more easily, while making your banking experience safer. How do you get this vital job done? Here is the lowdown.
Linking Aadhar with Your Bank Account Offline
Here are the steps to link your Aadhar with your bank account offline by visiting your nearest branch.
- Carry a self-attested Aadhar card copy when you go to your banking branch
- Fill up the form for Aadhar linking that you will get at your branch
- Submit this form and the copy of your Aadhar card to the bank
- Once your details are verified and approved, the bank will link your account with your Aadhar
While the offline process is simple enough, you can also do it online in case you do not have time to physically visit your local branch. Here is a guide to the same.
Linking Aadhar with Your Bank Account Online
You can easily link your Aadhar to your bank account by following a convenient online process. Here are the key steps to follow:
- Login to your online/internet banking account
- Go to the Link Aadhar or any other similar section on the portal
- Enter the Aadhar number on the screen and confirm the same
- The bank will process your request once you submit the same online
- You will get a confirmation once the request has been processed successfully
You can also do this via SMS if your bank offers this service. You can send an SMS in a specific format to the number given by the bank for this purpose. You may also login to your mobile banking app and go to either the My Profile or Services section before finding the option to link your Aadhar to your bank account. The steps are quite similar to the ones mentioned above for net banking.
Checking Aadhar Card Linking Status for Your Bank Account
Now that you’ve completed the application formalities for linking your Aadhar card to your bank account, checking the status periodically is important as well. Here’s how you can do it.
- Online Banking- Login to the official website of the bank and go to the Account Details or Services tab. You will mostly find a section here that informs you whether the Aadhar card is linked to the account or not.
- ATMs- You can see whether the Aadhar Linking Status option is available on the ATM screen. Some banks offer this option across their ATMs.
- SMS- You can send an SMS (if your bank has this facility) to a particular number and get the details of the Aadhar linkage status with your bank account.
- Mobile App- Open the mobile banking app and look at the Settings or Profile sections to find out your Aadhar link status.
Connecting Your Aadhar Card with Your Bank Account via Phone
It is easy to connect your bank account to your Aadhar number with your phone as well. Here are the steps to follow in this regard.
- Call the customer service number of your bank or the designated number for Aadhar linking
- Listen to all the service options and choose the Aadhar Linking option from the prompt (by pressing the right number for the same)
- You will get an OTP on your registered mobile phone number and have to enter it when prompted. This will be the bank’s verification method before your service request is processed
Why Link Your Aadhar Number to Your Bank Account?
There are several reasons why you should promptly link your Aadhar number to your bank account. Some of them include:
Easy Access to Government Benefits
By linking your Aadhar to your bank account, you will simplify the delivery and receipt of various Government benefits. You can get them into your account without any hassles or waiting in line at bank branches. These may include pensions, subsidies, scholarships, etc.
Higher Security for Transactions
Every Aadhar-linked financial transaction will go through a two-tier process of authentication, thereby ensuring higher security and lowering the chances of any unauthorized transaction. Also, the biometric authentication linked to Aadhar works as a deterrent for potential fraud, helping you manage your money safely.
Better KYC Verifiability
Banks may require KYC updates on a periodic basis at times. By linking your Aadhar, the entire process becomes faster and more efficient.
Conclusion
Now that you know the methods of linking Aadhar to your bank account and the benefits associated with the same, make sure you do it promptly without delays. It will make you KYC-compliant and help you access Government benefits without any hassles. For any other doubts, talk to your bank representatives and they will guide you through the whole process seamlessly.
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