Strengthen your business with a MSME Loan.
Our carefully crafted range of loan products caters to the MSME industry, offering flexibility, transparency, and dependability to help businesses take the next step in their journey.
Benefits that support your ambitions
Tailor-made financial solutions
Flexible repayment plans
We offer hassle-free and convenient loan repayment schedules lasting up to 10 years.
Less paperwork, faster approvals
Easy balance transfer
Transfer existing secured loan to Unity and avail a high-value top-up loan quickly.
Hassle-free loans for:
Loan Against Property
- Loan upto ₹1 Crore
- Reported Financial and cash flow based hybrid assessment
- Wide range of collaterals accepted
- Tenure upto 10 yrs
MSME Term Loans
- Loan upto ₹5 Crore
- Assessment basis reported financials and projections
- Wide range of collaterals accepted
- Tenure upto 10 yrs
Micro LAP
- Loan up to ₹25 Lacs
- Cashflow based assessment
- Wide range of collaterals accepted
- Tenure upto 10 yrs
- First time borrowers are welcome
Unsecured Business Loan
- Loan up to ₹50 Lacs
- No collaterals required to secure loan facility
- Existing track record of loan repayment
- Assessment basis reported financials, Banking and GST data
Annual Percentage Rate (APR) Calculator
The Annual Percentage Rate (APR) is a method to compute annualized credit cost, which includes the interest rate, processing charge, and other charges.To calculate the Annual Percentage Rate (APR), please click download button below.
Who is eligible for
a MSME Loan?
Documents required for Businesses Operational in India
- Duly filled application form, PAN Card
- Proof of Identity: Aadhaar Card, ID Card, Driver's License, and Identity Card issued by GOI
- Proof of Address: Passport, Driver's License, Utility Bill, Voter ID Card, Lease/ Rent Agreement, Registry Copy, Property Tax Receipt, GST Certificate
- Proof of Business Existence: GST Certificate, UDHYAM Certificate, Partnership Deed Copy, Trade License, Certificate of Practice
- Signature Proof: Banker's Verification, Passport, PAN Card
- Proof of Income: Last three years' Income Tax Returns (ITRs), Income Statement, Profit and loss Statement Balance Sheet, Bank Account Statement (previous six months)
- Property Related Documents (only for loan against property): Complete set of documents pertaining to the property in question
Hear from our customers
Exceptional Loan Service
The loan arrived precisely when we needed it most, amidst our business expansion efforts. We were thoroughly impressed by the professionalism and ease of the entire process. A big thank you to everyone involved once again for their invaluable assistance.
Jakanath Poosekar
Foodswing Enterprises
"I was impressed by the exceptional professionalism, efficiency, and warmth of the staff. Throughout my business loan application process, the customer support team stood out with their expertise and helpfulness, addressing all my queries and concerns with remarkable speed and clarity".
Samrat Patel
MD, PC Snehal Construction Pvt. Ltd.