Current Accounts

A Current Account for All Your Business Needs

Whether you're a startup entrepreneur, or a growing MSME, our current accounts cater to all your business banking requirements.


Favourable Monthly Balance

Favourable Average Monthly Balance

Low AMB requirement of Rs 10,000/Rs 5,000 (subject to location).

Unlimited Transfer

Unlimited Electronic Transfers

Free RTGS and NEFT transfers conducted through Online mode.

Fungible Deposit

Fungible Cash deposition limits

Enjoy high, combined Free cash deposition limits at Home & Non Home locations.

Multi City Cheque

Doorstep Banking

Make the most of our doorstep banking services, which include cheque pickup and cash pickup/delivery at your registered business address.

Dedicated RM

Comprehensive Digital Solutions

Offering a range of digital collection solutions, including POS, QR, UPI, and payment gateways, at competitive rates*.


1) Resident Individual.

2) Sole Proprietorship Firms.

3) Hindu Undivided Family.

4) Partnership Firms.

5) Limited Liability Partnerships.

6) Private and Public Limited Companies.

7) One Person Companies.

8) Association of Persons.

9) Co-operative societies / Associations / Trusts / Clubs.

10) Government undertaking/establishment.

11) All other entities eligible to open Current Account.

Fees and charges

Free look period. No service / transaction charges will be levied until 30th June 2024.


1. What is the Average Monthly Balance requirement for Classic Current Account?

Rs. 10,000/- for Metro / Urban locations. Rs 5,000/- for Semi urban /Rural locations.

2. Who can open Classic Current Account?

Resident Individual, Sole Proprietorship firms, Hindu Undivided family, Partnership firms, Private & Public Limited companies, Limited Liability Partnership, One Person companies, any other entity eligible to open Current account.

3. Is Mobile Banking & Internet Banking access extended against our Current Account?

Mobile Banking is extended to Resident Individuals & Sole Proprietorships. All other entity types are provided Corporate Internet Banking access.

4. Is Debit card facility provided on our Current Account?

Resident Individuals & Sole Proprietorships are eligible for Debit card. In case of other entity types, same is extended subject to account Mode of operation being 'Singly' or 'Severally'.

5. How many free cheque leaves are offered per month?

One chequebook containing 25 cheque leaves is offered free of cost every month.

6. What Aare the Electronic transfers (RTGS/NEFT/IMPS) charges?

NEFT / RTGS  /IMPS payments through online mode are offered FREE to Classic Current Account customers. Electronic transfers done through Unity Bank branch is chargeable.