Unity Bank Digital Lending

Micro Finance Loan For Women

Exclusive business loans for India’s Women Entrepreneurs given under the Joint Liability Group (JLG) model across various structures and purposes.

Loan Structure & Types

1. Micro Loans

No matter how small your business is, we are here to support you, for we know you are going to make it Big very soon. Avail of loans upto Rs 80,000 for a tenor of 24 months.

2. Micro Enterprise Loans

A customized service that specifically caters to your working capital needs. We support Micro, Small and Medium Enterprises like traders and retailers, small manufacturers as well as service providers. Avail of loans upto Rs 3,00,000 for a maximum duration of 36 months.

3. Aarogya Dhara (Wash Loans)

India lives in her villages and we will truly progress only when our villages turn into smart and sustainable cities. In collaboration with water.org, we provide micro-loans upto Rs 30,000 for building sustainable facilities for safe water and sanitation. We believe that this is the first step towards basic infrastructure development.

4. PM Svanidhi Loans

Our Honourable Prime Minster announced a scheme to provide financial assistance to street vendors and micro entrepreneurs impacted by various external events. Under The PM’s Street Vendor’s AtmaNirbhar Nidhi (PM Svanidhi) scheme, an initiative by MoHUA under GOI, we provide loans upto Rs 10,000 to help small businesses get off the ground again.

Annual Percentage Rate (APR)

The Annual Percentage Rate (APR) is a method to compute annualized credit cost, which includes the interest rate and processing fees.

To calculate the Annual Percentage Rate (APR), please click here to download the calculator.