Our Backbone

We are promoted by Centrum Financial Services (Centrum Group) with Resilient Innovations (BharatPe), as a joint investor


One of India’s fast growing and diverse financial services groups, Centrum has been serving the financial and advisory needs of institutions and individuals for two and a half decades. Led by industry veterans, Jaspal Bindra and Chandir Gidwani, Centrum has established a PAN India presence with a strong leadership team of seasoned professionals, operating out of 140+ cities and an international presence in Singapore. Centrum is also listed on the BSE & NSE.

Its Investment Banking Division assists corporates in their financial management and offers services across and Equity Capital Markets, Corporate Finance, Debt Syndication and Infrastructure Advisory. Centrum has built a strong Wealth franchise that caters to the investments and insurance needs of HNIs and family offices and currently manages client assets of over Rs 35,000 crores. Additionally, a robust Retail & Institutional Broking platform offers quality research across stocks and sectors, and services FIIs, Pension Funds, Indian Mutual Funds, Domestic Institutions and is building its presence in South East Asia, USA, UK and Europe.

After establishing a successful track record in its Advisory services, Centrum strengthened its Lending Services with the introduction of Affordable Housing Finance, MSME Lending and Micro Finance. Its Affordable Housing finance business caters to borrowers in tier 2 & 3 cities and built a strong presence in across seven states in India. Centrum’s MSME and Micro Finance businesses had built a credible book, which we have since merged in to Unity Small Finance Bank.

Centrum also offers Asset Management Services and has two funds across Private Equity and Structured credit, both of which are fully deployed and are performing well.


BharatPe is one of India’s fastest growing fintech companies in India – founded by Shashvat Nakrani in 2018, with the vision of making financial inclusion a reality for Indian merchants.

The company launched India’s first UPI interoperable QR code, the first zero MDR payment acceptance service in the year 2018. Currently serving close to 80 lakh merchants across 150 cities, the company is a leader in UPI offline transactions, processing 11 crores+ UPI transactions per month (annualized Transaction Processed Value of US$ 16+ Bn).

The company lends to merchants and already facilitated disbursement of loans totaling to over Rs. 3,000 crores to its merchants, since launch. BharatPe’s POS business processes payments of over Rs. 1,400 crores per month and the company is the No. 3 private POS player in the country. BharatPe has raised over US$ 650 million in equity and debt, till date. The company’s list of marquee investors includes Tiger Global, Dragoneer Investment Group, Steadfast Capital, Coatue Management, Ribbit Capital, Insight Partners, Steadview Capital, Beenext, Amplo and Sequoia Capital.

Earlier this year, the company ventured into consumer fintech with the launch of its innovative products- 12% Club and postpe.