SME and Transaction Banking Solutions by Unity Bank

Unity Bank offers a comprehensive suite of SME and transaction banking services tailored to the needs of small and medium enterprises in India. Whether you're looking for business loans, digital banking tools, or efficient cash flow solutions, our products are built to give you greater control, scalability, and speed.

We combine relationship-led support with new-age digital banking experiences  so you can focus on building your business, not managing your bank.

25K+

Customers

₹5000Cr+

AUM

14

States

We understand your needs


All our services have the same goal:

to help your business operate faster, smarter, and more effectively.

Smart solutions for

ambitious businesses

SME

Get access to flexible financing solutions with minimal paperwork and faster disbursals. Our SME lending suite includes:

•  Working Capital Loans for day-to-day operational needs

•  Term Loans for long-term expansion and asset purchase

•  Tailored loan structures to suit different
    business models

Corporate Net Banking

Get access to flexible financing solutions with minimal paperwork and faster disbursals. Our SME lending suite includes:

•  Single-window dashboard for all payments and collections

•  Secure, two-factor authenticated transactions

•  Tailored loan structures to suit different business models

•  Bulk payment processing

Cash Management Services (CMS) 

Optimize your payables and receivables with Unity Bank’s integrated CMS platform. Features include:

•  Bulk payment processing (vendor, salary, tax)

•  Automated collections and reconciliation

•  Standing instructions and recurring mandates

•  Standing instructions and recurring mandates

Why Choose Unity Bank
for Your Business?

Custom financial solutions that suit your business needs. 

Dedicated relationship managers to help you on your financial journey.

Modern digital platforms for smooth
banking experiences.

Start Your Journey Today 

Unity Bank supports your business with smart financing, digital tools, and personal service—whether you're growing, managing cash flow, or paying vendors.