CREDIT CARDS
Unity Credit Card - Your key to seamless spending
Smart spending meets smarter choices.
Whether you're shopping, dining, booking tickets, or managing emergencies—Unity Bank Credit Cards are designed to make your financial life smoother, more rewarding, and secure. Our credit cards are crafted with innovative and digital-first features, everyday convenience, and financial flexibility in mind.
Apply easily online or via the respective App and start enjoying smarter financial freedom.
Why Choose a Credit Card
from Unity Bank?
UPI Payments on
Credit Card
Make UPI payments directly using your credit card
no wallet, no fuss.
Lifetime Free Options
Enjoy zero joining and renewal fees
Attractive Cashback
Enjoy higher rewards on EMIs and chosen spend categories, through our credit card programs.
Innovative Options
Plan big-ticket purchases and easy EMI options or get a card for everyday use, our uniquely designed credit cards have you covered for every need.
Smart Digital Features
Analyse your spends, manage card controls, download your statement and much more.All via the app.
Our Credit Card Offering
Roarbank Credit Card
India’s first 2-in-1 Credit Card that combines a digital savings account, so you stay in total control of your finances.
- Powerful mobile application and 100% digital journey
- Lifetime free: ₹0 joining & annual fees
- Bundled savings account with attractive interest rates
- Interest-free credit period of up to 62 days (including 3 days grace period)
- Make seamless UPI payments from your credit card on third-party apps
- Earn up to 20% cashback on your top 2 chosen categories every month
- Shake-to-pay feature for the newest way of instant peer transfers
Benefits of Using a Credit Card Wisely
Using your credit card the right way isn’t just about convenience it can actively
improve your financial profile. Here's how:
Build Your Credit Score:
Timely repayments are reported to credit bureaus and can improve your CIBIL score, making it easier to qualify for loans in the future.
Earn Rewards and Cashback:
Most cards offer attractive cashback offers on different spend categories such as groceries, fuel, or fashion. Over a year, that could add up to significant savings.
Emergency Credit Access
Whether it’s a sudden hospital bill or last-minute travel, having a card with a decent limit can save you from borrowing at high interest elsewhere.
Exclusive Privileges:
Cards often come with lounge access, concierge services, travel insurance, movie ticket offers, etc., which you might never access otherwise.
Ease of Foreign Transactions:
Most credit cards are internationally accepted, making them essential for travel and online shopping from global platforms.
