Personal Loan Eligibility
Determining your eligibility for a personal loan is the first step in your financial journey. At Unity Small Finance Bank, we prioritize making this process transparent and easy to understand, allowing you to make confident financial decisions.
Features and Benefits of Personal Loan
Unity Small Finance Bank’s personal loan offers several advantages when used to purchase consumer durables.
Large Purchases
Whether it’s a wedding, a dream vacation, or higher education, a personal loan provides the necessary funds with flexible repayment options.
Credit Building
If you're looking to enhance your credit score, a personal loan, when managed responsibly, can help improve your creditworthiness
Emergency Expenses
Ideal for covering unexpected costs like medical emergencies or urgent home repairs that can't wait
Debt Consolidation
Simplify your finances by combining multiple high-interest debts into one manageable loan with a potentially lower interest rate
Eligibility Criteria for Personal Loan
To qualify for a personal loan at Unity Small Finance Bank, you’ll need to meet the following criteria
Documents required
- Proof of Identity: Aadhar Card, Driver's License, Voter's ID Card, Passport
- Address Proof: Utility bills, rental agreements, or similar documents
- Salary slips for salaried employees.
- Bank statements, and GST registration for self-employed individuals.
EMI Calculator
Planning your loan repayments is crucial for financial management. Our EMI Calculator allows you to estimate your monthly payments by inputting the loan amount, interest rate, and tenure. This tool helps you choose a repayment plan that suits your budget, ensuring you can manage your finances without stress.
Tip: Use the EMI calculator to find the right loan amount and tenure for affordable monthly payments.
Type of Deposit
Deposit amount
Tenure
Start Date
Are you a Senior Citizen?
Amount on maturity
@
8.5%
interest rate *
Invested amount
Total earnings
Maturity Date
